Carroll Harper & Associates, Inc.
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Long Term Care
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Things to Consider Before Buying Long Term Care Insurance
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More on LTC
The Plan:
The Long Term Care Insurance plan is offered in many variations. It is important that the plan be comprehensive, offering coverage for such services as Personal Care Attendants, Home Health Aides and Homemaker Services, Adult Foster Care, Residential Care, Assisted Living, Congregate Care and Nursing Home Care. Additionally, it should be flexible to work for you at claim time offering contractual alternatives. Long Term Care Insurance premiums are an important consideration, but should be closely evaluated to make certain your benefits are not compromised at claim time.
Be sure to take the time to educate yourself before you purchase Long Term Care Insurance. To the uneducated consumer distinguishing the right LTC Plan can be difficult, you need to understand what the policy does and does not cover before claims arise. At Carroll Harper & Associates we take the time to work with you and your financial advisor so you feel comfortable with your purchase decision. You should never feel pressured to make a decision in the buying process of Long Term Care Insurance. We welcome you to submit a request for information or contact Carroll Harper & Associates with any further Long Term Care questions or concerns.
For questions, email us atnancy@harperltc.com
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